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FINANCING OPTIONS

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OPTION 1 of 2
 

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As one of our financing options, our company has partnered with GoodLeap for A/C and/or furnace replacement or new installation and HVAC accessories for our residential customers.  

  • Individuals, joint applicants, and coborrowers may apply for a home improvement loan through GoodLeap.

    • Cosigners may reside in a different state. 

  • Your name must appear on the title of your home.

    • The property cannot have any liens.

  • A homeowner of single-family dwellings, second homes, and residential investment properties are eligible for financing.

  • The unsecured loan amounts range between $3,000 to $55,000 W.A.C.

    • Second homes and investment properties are only eligible for financing up to $25,000.

  • All financing is subject to credit approval, but GoodLeap typically approves most applicants with a credit score of 650+.

    • GoodLeap will pull from all three credit bureaus and use the highest score.

  • There are no application fees, origination fees, or member activation costs.

  • There are no prepayment penalties.

  • You can only apply online with a valid, working email.

  • Prequalification for a home improvement loan is a soft inquiry and will not impact your credit until funding.

    • You can know your approval decision within one minute.

  • Unless there is a stipulation on the loan offer, funding is available within minutes of signing the loan document, and the loan offer is valid for 90 days.

  • Although interest will accrue, the first payment is not due until approximately 60 days after the loan is funded.

  • We Offer Four Loan Terms:

    • 5 year (60 months)

    • 7 year (84 months)

    • 10 year (120 months)

    • 12 year (144 months)

      • Fixed 12.99% APR with AutoPay. Your terms may vary.​

If you would like to find out if you qualify for a loan through GoodLeap, you can complete the prequalification form (soft inquiry) here and receive an approval status within minutes. ​

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Learn more at https://goodleap.com.  

As another financing option, our company has partnered with PowerPay for repairs, A/C and/or furnace replacement or new installation, and HVAC accessories for our residential customers.  

  • Individuals, joint applicants, and coborrowers may apply for a home improvement loan through PowerPay.

    • Cosigners must live in the same state where the loan originates: Colorado.

  • Your name must appear on the title of your home.

    • The property cannot have any liens.

  • A homeowner of single-family dwellings, second homes, and residential investment properties are eligible for financing.

  • For HVAC projects, the unsecured personal loan amounts range between $1,500 - $25,000 W.A.C.

  • All financing is subject to credit approval, but PowerPay typically approves most applicants with a credit score of 600+.

    • PowerPay averages the FICO score of all three credit bureaus.

  • There are no out-of-pocket application fees. The $99 one-time member activation cost is rolled into balance of the loan.

  • There are no prepayment penalties.

  • You may apply online or on a paper loan document.

  • Prequalification for a home improvement loan is a soft inquiry and will not impact your credit until funding.

    • You can know your approval decision within 5 - 30 minutes.

  • Unless there is a stipulation on the loan offer, funding is available within hours of signing the loan document, and the loan offer is valid for 30 days. 

  • Although interest will accrue, the first payment is not due until approximately 30 days after the loan is funded.

  • We Offer Three Loan Terms:

    • 3 year (36 months)

    • 5 year (60 months)

    • 10 year (120 months)

      • Interest rate ranges between 10.99 - 17.99% APR based on creditworthiness. Your terms may vary. 

If you are interested securing a loan through PowerPay, please contact our office and we will send you a prequalification link.

OPTION 2 of 2
 

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View disclosures here.

Learn more at https://getpowerpay.com/financing.

(ESTIMATED - Exact loan amounts may vary)

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