FINANCING OPTIONS
OPTION 1
Our company partners with Mosaic for residential customer financing with a home improvement loan for AC, furnace, and/or humidifier installation. Only individuals may apply (no co-applicants, joint applicants, nor cosigners), and your name must appear on the title of your home.
The personal loan amounts range between $2,500 to $55,000 W.A.C. All loans are subject to credit approval, but Mosaic generally approves most applicants with a minimum credit score of 660. There are no origination fees nor prepayment penalties.
The link below will allow you to pre-qualify with a soft inquiry, which will not impact your credit score. On the pre-qualification form, be sure to enter your gross income (pretax) and any other combined personal income. You will be notified of your approval status within minutes.
If you qualify, Mosaic’s loan offer will be valid for 60 days.
Our company will be notified once you complete the pre-qualification form. We will then request Mosaic send you the loan agreement to view and e-sign. Please let us know if you have any questions.
5-Year Term
Subject to credit approval. Fixed APR of 14.24% or 13.99% (0.25% discount with AutoPay) for 60 months.
7-Year Term
Subject to credit approval. Fixed APR of 14.24% or 13.99% (0.25% discount with AutoPay) for 84 months.
If you are unable to access the pre-qualification form, you might want to try the link again with a different Internet browser (e.g. Firefox, Safari, Microsoft Edge).
Wisetack offers financing for repairs and/or accessories at 0% APR for at least 3 months or payments up to 60 months at 9.9% APR with approved credit. The loan amounts range between $500 to $25,000 W.A.C. All loans are subject to credit approval, but Wisetack approves most applicants with a credit score of 540+. There are no origination fees, late fees, nor prepayment fees.
A link for the loan application can be sent via email upon request for financing. You may determine estimated payments with Wisetack's payment calculator.