FINANCING OPTIONS
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OPTION 1 of 2
As one of our financing options, our company has partnered with GoodLeap for A/C and/or furnace replacement or new installation and HVAC accessories for our residential customers.
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Individuals, joint applicants, and coborrowers may apply for a home improvement loan through GoodLeap.
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Cosigners may reside in a different state.
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Your name must appear on the title of your home.
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The property cannot have any liens.
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A homeowner of single-family dwellings, second homes, and residential investment properties are eligible for financing.
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The unsecured loan amounts range between $3,000 to $55,000 W.A.C.
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Second homes and investment properties are only eligible for financing up to $25,000.
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All financing is subject to credit approval, but GoodLeap typically approves most applicants with a credit score of 650+.
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GoodLeap will pull from all three credit bureaus and use the highest score.
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There are no application fees, origination fees, or member activation costs.
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There are no prepayment penalties.
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You can only apply online with a valid, working email.
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Prequalification for a home improvement loan is a soft inquiry and will not impact your credit until funding.
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You can know your approval decision within one minute.
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Unless there is a stipulation on the loan offer, funding is available within minutes of signing the loan document, and the loan offer is valid for 90 days.
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Although interest will accrue, the first payment is not due until approximately 60 days after the loan is funded.
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We Offer Four Loan Terms:
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5 year (60 months)
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7 year (84 months)
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10 year (120 months)
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12 year (144 months)
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Fixed 12.99% APR with AutoPay. Your terms may vary.
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If you would like to find out if you qualify for a loan through GoodLeap, you can complete the prequalification form (soft inquiry) here and receive an approval status within minutes.
Learn more at https://goodleap.com.
As another financing option, our company has partnered with PowerPay for repairs, A/C and/or furnace replacement or new installation, and HVAC accessories for our residential customers.
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Individuals, joint applicants, and coborrowers may apply for a home improvement loan through PowerPay.
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Cosigners must live in the same state where the loan originates: Colorado.
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Your name must appear on the title of your home.
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The property cannot have any liens.
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A homeowner of single-family dwellings, second homes, and residential investment properties are eligible for financing.
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For HVAC projects, the unsecured personal loan amounts range between $1,500 - $25,000 W.A.C.
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All financing is subject to credit approval, but PowerPay typically approves most applicants with a credit score of 600+.
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PowerPay averages the FICO score of all three credit bureaus.
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There are no out-of-pocket application fees. The $99 one-time member activation cost is rolled into balance of the loan.
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There are no prepayment penalties.
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You may apply online or on a paper loan document.
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Prequalification for a home improvement loan is a soft inquiry and will not impact your credit until funding.
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You can know your approval decision within 5 - 30 minutes.
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Unless there is a stipulation on the loan offer, funding is available within hours of signing the loan document, and the loan offer is valid for 30 days.
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Although interest will accrue, the first payment is not due until approximately 30 days after the loan is funded.
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We Offer Three Loan Terms:
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3 year (36 months)
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5 year (60 months)
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10 year (120 months)
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Interest rate ranges between 10.99 - 17.99% APR based on creditworthiness. Your terms may vary.
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If you are interested securing a loan through PowerPay, please contact our office and we will send you a prequalification link.
OPTION 2 of 2
View disclosures here.
Learn more at https://getpowerpay.com/financing.
(ESTIMATED - Exact loan amounts may vary)